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Apr 14, 2025
Need to move forward from an Uber accident? We are here to help you.
Uber and other rideshare apps have made transportation much easier and more convenient. They’ve also created opportunities for many drivers and delivery partners. This kind of service has truly changed the way people get around.
However, no matter how convenient and reliable the service is, accidents can occur at any place and time. When this kind of unforeseen event happens, going through the long and complicated process of filing claims and navigating the legal process can be challenging. This challenge is made worse by the stress that’s already caused by the accident itself.
Let an Uber accident attorney in New Orleans simplify the process for you. A Louisiana personal injury lawyer is here to help you through this difficult time. Please continue reading for some helpful tips.
Quick Summary:
- After an Uber accident, seek medical help, gather evidence, and report the incident to both the authorities and Uber. For legal guidance and help with insurance claims, consult an Uber accident attorney in New Orleans.
- Uber accident claims are more complex than regular car accidents, with coverage varying based on the driver’s status and fault. Claims can take a few months for minor accidents or over a year for major ones due to the need for extensive evidence and medical treatment.
- A local Uber accident attorney in New Orleans can handle evidence collection, organize your case, and help you recover fair compensation for damages. Their support allows you to focus on recovery while they manage the legal complexities and negotiations.
What Should I Do After An Uber Accident?
If you get involved in an Uber accident, it is important to act as quickly as possible. Here are some of the steps you can take if you find yourself in this unfortunate situation:
- Seek Medical Help: When accidents happen, there may be times when you feel that your body is completely okay. However, it is for the best that you get checked out by a doctor. Have a medical professional examine you and perform necessary tests. By doing this, we can be certain that you are safe and ready to move forward.
- Collect Evidence: Gather as much information as you can while still at the scene of the accident. Take photos and videos of the accident and collect other information that you think may be helpful when filing a claim.
- Report the Accident to the Authorities: Do not forget to file a police report. Making an official complaint or report to the proper authorities can be beneficial when you decide to file a case later on.
- Report the Accident to Uber: As an established rideshare service provider, Uber has their policies and procedures in place to help you deal with this kind of unfortunate event. To understand what support they can give you, reach out to their Customer Support team.
- Get help from an Uber Accident Attorney in New Orleans: Dealing insurance claims can be stressful. We want to help you manage the legalities and cover what we can to make it less stressful for you.
What I Need to Know About Uber Accident Claims?
Rideshare services like Uber operate under different policies and regulations. These regulations make Uber accidents a bit more challenging to deal with compared to other car accidents. In this section, we will help you get acquainted with the most important factors when dealing with Uber accident claims in New Orleans.
What Will Uber Cover?
To protect the interest of both driver partners and riders, Uber has their own insurance coverage in place. This coverage depends on who’s at fault and whether an Uber driver is online or offline when the accident happened.
- If the driver is online and available for a trip, Third Party Liabilities insurance will cover the following:
- $50,000 per person and $100,000 per accident for injuries
- $25,000 in property damage per accident
- If the driver is en route or on trip, Uber’s Complete Insurance will cover $1,000,000 for property damage and injuries to Uber riders and other parties involved in the accident where the driver is at fault.
- If the driver is offline, only the driver’s personal auto insurance will apply.
Please note that the amounts mentioned above may change due to developing company policies and government regulations. You may refer to Uber’s insurance coverage page for more information on their own policies revolving around Uber accident claims.
What Are the Insurance Regulations in New Orleans, LA?
According to the Louisiana Department of Insurance, each vehicle is required to have 15/30/25 liability limits. These limits are expected to cover the following:
- $15,000 for bodily injury to one person
- $30,000 for bodily injury to more than one person in a single accident
- $25,000 for damage to someone else’s vehicle or other properties
For more information on insurance regulations in New Orleans, you can check the Louisiana Department of Insurance’s Consumer’s Guide to Auto Insurance.
How Long Will Your Claim Process Take?
Because of less complex issues involved in minor Uber accidents, the resolution process is quicker. Typically, a few months or less is enough to complete the claims process. On the other hand, processing a claim for major Uber accidents takes considerably longer. Navigating through the entire claims process for these major accidents can take a year, sometimes even longer.
Due to the nature of major accidents, extra steps are taken, adding up to the overall duration of processing the claims.
- Evidence collection: Significant property damage and severe injuries involved in major Uber accidents often require more evidence. This leads to a more complex and time-consuming claims procedure.
- Medical Treatments: Major accidents often cause severe injuries. These injuries may require extended medical treatment.. It is important that you work closely with medical and legal professionals to help you determine the total amount of compensation you’re entitled to receive upon reaching the Maximum Medical Improvement also known as MMI.